Can I Work Part-Time at My Own Business?
It can be possible to do this, but the SSA’s regulations make it possible to determine that a person who is working part-time in his own business and even losing money, which is common with new businesses, is engaging in SGA. Although it is unusual, your disability benefits can be lost on this basis alone. If you are operating your own business and losing money but working at least 80 hours each month, the SSA will determine that you are performing trial work period services and you will be using up your trial work period.
When Should I Report My Income to the SSA?
If you have been approved for SSI and are receiving benefits, you must report any income you receive during one month no later than the 10th of the following month. If you are receiving SSDI benefits, you must report to them promptly if you go to work or run your own business. You must tell the SSA right away if you are trying to go back to work.
However, nowhere in the SSA’s guidelines does it indicate when you must send copies of check stubs and work expenses related to your disability. You are most likely going to be told different things by different SSA employees. The general rule is that you should report your earnings early on so you will avoid an overpayment. If you keep your income lower than the SGA amount, you won’t face the problems of an overpayment.
After starting work, you will call the SSA to report this to them, and you must provide accurate income documentation. There are different applicable rules, so you need to make sure the SSA representative you talk with understands you are not receiving retirement benefits, but disability benefits. Make sure you get the name and location of the individual you talk with. You should follow up with a letter to your local SSA office, explaining that you have returned to work, repeating the information you were told about income reporting. You should maintain a copy of the letter for your records.
Why Choose Tabak Attorneys?
Dedicated Disability Representation: Specialized knowledge in STD, LTD, and ERISA claims
Nationwide Reach: Serving clients across the country
No Upfront Fees: You pay nothing unless we secure your benefits
Personalized Support: Clear communication, regular updates, and compassionate guidance
Choosing Tabak Law gives you a legal partner focused on protecting your income and financial stability during challenging times.
Frequently Asked Questions
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If an illness or injury prevents you from working, do not navigate short-term or long-term disability claims alone. Our attorneys evaluate your case, guide you through the claims process, and help secure the benefits you deserve.