Moving can come with a lot of work, from packing boxes to changing your address and updating accounts, there’s probably a lot on your mind. And if you rely on SSDI to make ends meet, you might be wondering: Will my benefits still come through after the move? Since SSDI is a federal program, your monthly payments won’t change just because your address does. But while your benefits won’t stop, there are a few things you’ll want to take care of to make sure everything continues smoothly.
SSDI is a Federal Program
SSDI is a federal program run through the Social Security Administration, so the benefits you receive on SSDI are not connected to the state where you are living. Whether you were approved while living in Wisconsin, Oklahoma, or anywhere else, your benefits will remain the same if you choose to move to another state other than the one where you originally were approved for SSDI. That’s one less thing to stress about during a move!
Read More: Do You Get SSDI For Life?
What Changes When You Move?
While your monthly SSDI check won’t change just because of a new zip code, there are a few things to be aware of:
Update Your Address Promptly
Once you know your new address, notify the SSA. This can be done through your My Social Security account or by calling the SSA at 1-800-772-1213. The reason this is so important is so the SSA can continue sending you important information like annual notices or any updates to your benefits.
Access to Healthcare May Shift
Some plans involving Medicare can be affected by moving to another state. Original Medicare is a national program, so nothing changes just because your address does. But if you’re using a Medicare Advantage plan or a Part D prescription plan, this isn’t always the case. Those plans are usually tied to specific regions, which means they might not work the same once you move. Before your move, it’s smart to check your current plan and switch to one that fits your new state, if needed.
Medicaid works differently. Each state has its own program, which means the rules for who qualifies and what’s covered can be different. Even if you had Medicaid before, you’ll need to apply again in your new state to keep your coverage going.
What If You’re Still Waiting on Approval When You Move?
If you’ve already applied for SSDI but haven’t been approved, don’t worry, you don’t have to start all over. Your application stays in the system, but your case might be reassigned to a different local office in your new state. That could mean a new disability examiner handling your file. It’s still important to let the SSA know about your move right away. And if you’re working with an attorney or representative, let them know too, to keep your case moving forward without unnecessary delays or confusion.
What If You Have a Hearing Scheduled?
If you’re in the middle of an appeal and have a hearing coming up, a move could change where that hearing happens. The SSA might transfer your hearing to a new office in your new state. However, many SSDI hearings are now held by phone or video call to make things easier, so it’s possible that your move won’t affect it at all. It’s still a good idea to keep the SSA and your attorney updated either way.
Learn More: How SSDI Appeals Work: Steps to Take if Your Claim is Denied
Keep the SSA in the Loop
Here’s a quick checklist to help you stay organized when moving while on SSDI:
- Update your mailing address and phone number with the SSA
- Notify Medicare or Medicaid of your move
- Review your healthcare plans and reapply for Medicaid if needed
- Let your representative know if you’re in the middle of a claim or appeal
- Keep all your documentation (medical, financial, legal) up to date
You Don’t Have to Navigate This Alone
Moving to a new state is a big transition, and if you rely on SSDI, it’s completely normal to be worried about how your benefits might be affected.
The good news is that your SSDI benefits will follow you, but making sure everything stays on track does take a bit of planning. From updating your address to figuring out changes in healthcare coverage, there are a few things you may need to look out for.
If you’re in the middle of a move, or even just starting to think about one, and you’re unsure how it could impact your SSDI benefits, Tabak Law is here for you. We’ve helped people across the country keep their benefits intact through every kind of life change, and we’re ready to help you do the same.
Contact Tabak Law today for a free case review. Whether you’re applying, appealing, or trying to figure out next steps after a move, we’ll help you protect the benefits you’ve earned.