The VA disability claims process can be overwhelming and hard to know where to even start. With all the different forms and requirements, things can get complicated very quickly. The traditional process for applying for VA disability benefits involves the VA assisting with gathering documentation, which can take a long time. However, there is another type of claim available for veterans to file that could expedite the process depending on their circumstances. This type of claim is a Fully Developed Claim (FDC). But is filing this kind of claim worth it over the traditional type? This blog will cover the advantages and disadvantages of the FDC process to help veterans determine if it is the best option for them when filing their disability claim.
What is a Fully Developed Claim (FDC)?
A Fully Developed Claim (FDC) is a type of claim that is designed to make the process go quicker. With this claim, veterans submit all necessary evidence upfront, which eliminates the need for the VA to gather documentation. The veteran has full responsibility of gathering all their own documents and evidence that support their claim. It is a more proactive approach to the VA claims process, instead of going the traditional route and having to wait for the VA to gather documentation for the veteran.
Learn More: 5 Common VA Disability Rules That You Need to Know
Advantages of Filing an FDC
A FDC is often looked at as a more streamlined and efficient type of claim to file for VA disability benefits. Below is a look at some of the key advantages:
- Faster Processing Times: The main benefit of the FDC process is that wait times are significantly reduced compared to the traditional claims process. This is because the VA doesn’t have to gather any evidence, which allows them to simply review the claim and come to a decision faster.
- Control Over Evidence: In FDC, veterans have control over what evidence they want to submit. They can go through all their evidence and pick the most relevant to their claim to submit. This makes it easier for the VA to review their claim by not having to go through unnecessary or irrelevant information, which can be distracting.
- Eligibility for Retroactive Benefits: With this type of claim often leading to a quicker decision, it can also lead to earlier access to retroactive payments. These are payments that cover the time between when the disability started or the claim was filed and when the VA approves the claim.
Challenges and Limitations of an FDC
While a FDC process may be a faster and more efficient process for some veterans, it may not be the best option for all. Below are some potential challenges that can arise with FDC:
- Burden of Evidence: With the veteran having full responsibility for gathering and submitting all evidence, this can cause stress. Many veterans don’t have access to the proper resources or assistance to get all the evidence they need, making it difficult for them to complete their claims.
- Strict Guidelines: The FDC program has very strict requirements for submission. For example, if a veteran has any missing or incomplete documentation, their claim can be disqualified from the FDC process and switched to the traditional process. This can add even more waiting time for the veteran, which defeats the purpose of a FDC.
- Not Ideal for Complex Cases: Veterans who have multiple conditions or extensive medical evidence may have a hard time with the FDC process. With complex claims, the VA often requires additional medical examinations and documentation that the veteran may not be aware of or be able to provide ahead of time. These types of claims may be more suitable with the traditional process.
Read More: How to Apply for VA Benefits When You Have Multiple Disabilities
Is Filing an FDC Worth It?
Deciding whether an FDC is worth it ultimately depends on a veteran’s circumstances. With straightforward cases and the ability to gather all their evidence upfront, an FDC may be ideal and lead to a faster resolution. Whereas if a veteran has a more complex situation like multiple disabilities or doesn’t have proper resources to gather evidence, a traditional claim may be more helpful for them, despite the longer wait times.
Need help deciding if an FDC is the right choice for you? Contact Tabak Law today for expert guidance on filing your VA disability claim. Let us help you navigate the process and secure the benefits you deserve.
Nothing posted on this website is intended, nor should be construed, as legal advice. Blog postings and site content are available for general education purposes only.