If you have a traumatic brain injury or TBI, it can be difficult to navigate the process of filing for SSDI. SSDI is a federal program that assists people who are unable to work due to a disability. A TBI can come with a range of symptoms that affect cognitive function, memory, and daily activities, and it can be difficult to demonstrate how these impairments impact one’s ability to work when applying for SSDI. This blog will walk you through the essential steps involved in filing for SSDI after a TBI, providing you with insights and tips to help navigate this process effectively.
SSDI Eligibility Requirements
To qualify for Social Security Disability Insurance (SSDI), applicants must meet several criteria:
- Disability Requirement: You must have a condition that is considered a disability under Social Security Administration (SSA) guidelines. The SSA guidelines state that the disability must “significantly impair your ability to perform basic work activities and be expected to last for at least one year or result in death.”
- Work History and Earnings: You need to have earned enough work credits through paying Social Security taxes. Typically this means you must have worked 5 out of the last 10 years before becoming disabled.
- Current Work Activity: You must not be engaging in substantial gainful activity (SGA). This can be any activity besides work that you are making an income from. In 2024, the monthly earnings limit for SGA is $1,470.
Specific Requirements for Qualifying with a TBI
Besides the general SSDI requirements, you will need to prove your TBI fits the SSA guidelines and prevents you from working.
Here is some specific medical evidence you should make sure to provide:
- Documentation of Diagnosis: You will need documentation from healthcare providers confirming your TBI diagnosis. This includes medical records, imaging, and detailed reports from specialists.
- Treatment History: Provide any evidence of treatment and management plans, including medications, and therapies.
- Functional Limitations: Detailed descriptions of how the TBI affects your daily life and work capabilities. This may include statements from doctors about cognitive impairments, memory issues, and other functional limitations.
- Impact on Work: Documentation showing how the TBI impairs your ability to perform work tasks, such as a report from an employer.
Learn More: What do You Need From Your Doctor to Qualify for SSDI?
The SSDI Application Process
The most important part of your SSDI application is having all the necessary medical documentation, such as the ones stated above. This is critical evidence in your application and it is important for you to be as detailed and specific as possible. After gathering all your medical documentation, you can start the application process.
You can apply for SSDI online via the Social Security Administration (SSA) website, by phone, or by visiting a local SSA office. The application will ask you about your medical condition, work history, and personal details. Make sure all information is accurate and complete before submitting.
Once you’ve double-checked and submitted your application through whatever method you prefer, (online, by mail, or in person), you can keep track of your application status. You can check updates online or contact the SSA for information on your application’s progress.
Read More: What Can You Do to Speed Up Your SSDI Claim?
Contact Tabak Law Today for Help
The key to a successful SSDI application with a TBI is having proper documentation. Having detailed and accurate information relating to how this disability affects your life such as cognitive function, memory, and daily activities will significantly strengthen your claim. Navigating this process can be difficult without any legal guidance. It is highly recommended to contact a legal expert for help with SSDI claims related to TBI. An experienced SSDI attorney can assess your circumstances, advise you on your options, and guide you through the application or appeals process. Contact us today for a free case review to discuss your options and take the first step toward financial security.
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