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2027 Social Security and VA Payment Schedule: Every Deposit Date for SSDI, SSI and VA Disability

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Your first SSI payment of 2027 and your first VA disability deposit of 2027 will both arrive on Thursday, December 31, 2026. That money is meant for January. New Year’s Day is a federal holiday, so both agencies pay early. Spend it over the holidays and nothing else comes until February.

How Your SSDI Payment Day Is Set

Social Security does not pay everyone on the same day. Under 20 CFR 404.1807, your payment day depends on the birthday of the worker whose earnings record you’re paid on. For most people on SSDI, that’s your own birthday.

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    • Born on the 1st through 10th: second Wednesday of the month
    • Born on the 11th through 20th: third Wednesday
    • Born on the 21st through 31st: fourth Wednesday
    • Paid on the 3rd instead if you started getting Social Security before May 1997, or if you receive SSDI and SSI together

    When a payment day falls on a weekend or a federal holiday, money is received the business day before, never after.

    2027 SSDI Deposit Dates

    These dates come straight from SSA’s official Schedule of Social Security Benefit Payments 2027.

    • Born 1st–10th: Jan. 13, Feb. 10, Mar. 10, Apr. 14, May 12, June 9, July 14, Aug. 11, Sept. 8, Oct. 13, Nov. 10, Dec. 8
    • Born 11th–20th: Jan. 20, Feb. 17, Mar. 17, Apr. 21, May 19, June 16, July 21, Aug. 18, Sept. 15, Oct. 20, Nov. 17, Dec. 15
    • Born 21st–31st: Jan. 27, Feb. 24, Mar. 24, Apr. 28, May 26, June 23, July 28, Aug. 25, Sept. 22, Oct. 27, Nov. 24, Dec. 22
    • The 3rd-of-the-month group: Dec. 31, 2026 (your January payment), then Feb. 3, Mar. 3, Apr. 2, May 3, June 3, July 2, Aug. 3, Sept. 3, Oct. 1, Nov. 3 and Dec. 3

    2027 SSI Payment Dates and the Three Double Months

    SSI is paid on the 1st. Four times in 2027, the 1st falls on a weekend or holiday, which pulls the payment back into the month before.

    • Moved earlier: January (Dec. 31, 2026), May (Apr. 30), August (July 30) and January 2028 (Dec. 30, 2027, since Dec. 31 is the observed New Year’s holiday)
    • On the 1st: February, March, April, June, July, September, October, November and December

    So, you’ll see two SSI deposits in April, July, and December, but none in January, May, or August. This isn’t extra money. Federal law treats early payments as being delivered on their regular date. The real risk is to your budget, because rent is still due in May.

    2027 VA Disability Pay Dates

    VA pays compensation in arrears, so the deposit on the 1st covers the month before. Under 38 U.S.C. § 5120, when the 1st falls on a weekend or legal holiday, VA pays on the last weekday before it.

    • Moved earlier: Dec. 31, 2026 (December benefits), Apr. 30 (April benefits) and July 30 (July benefits)
    • On the 1st: Feb. 1, Mar. 1, Apr. 1, June 1, July 1, Sept. 1, Oct. 1, Nov. 1 and Dec. 1
    • December 2027 benefits: expected Dec. 30, 2027. Check VA.gov, since the observed New Year’s holiday falls on Friday, Dec. 31.

    When the 2027 COLA Reaches Your Account

    On October 14, 2026, SSA announced a 3.6 percent cost-of-living adjustment for 2027. The timing depends on the program:

    • SSDI: the raise starts with your January 2027 deposit.
    • SSI: it begins with the December 31, 2026 payment.
    • VA disability: new rates take effect December 1, 2026, which should put the increase in the December 31 deposit.

    Veterans have one extra step. The Social Security COLA is automatic, but VA’s is not. Congress must pass the Veterans’ Compensation Cost-of-Living Adjustment Act every year, and this year’s Senate version is S. 4487. VA cannot apply the raise until that bill becomes law.

    If a Payment Doesn’t Arrive

    SSA asks you to wait three additional mailing days before calling. Meanwhile, check your my Social Security account; veterans can check VA.gov.

    Sometimes it’s a bank delay. Sometimes, it’s the first sign of a suspension, an overpayment offset, or a rating change.

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    Get Help Protecting the Benefits Behind the Deposits

    A calendar tells you when money will arrive. It doesn’t help if your SSDI claim has been denied, your SSI has been cut off or the VA wants to lower your rating. Each of these things has a deadline, and missing any of them can cost you months of payments.

    Tabak Law helps people fight for Social Security Disability and VA benefits. Contact us today to schedule a free consultation.